Exceptional opportunity to own a versatile, income-producing property in the heart of Clearwater Beach-just steps from the sand. Offered in the ~$969K-$989K range, this fully renovated residence encompasses approximately 2,125 sq ft and includes a spacious main home along with a private detached cottage, creating multiple avenues for short-term rental income, multi-generational living, or guest accommodations-with the added benefit of no HOA. The main home features two oversized primary suites, an open-concept living and dining area, and a bright Florida room designed for comfortable entertaining. The updated kitchen is equipped with modern appliances and a dedicated breakfast space, enhancing both functionality and appeal. Depending on configuration, the property can be marketed as a 3-4 bedroom, 4-bath residence, offering flexibility to suit both lifestyle and investment strategies. The detached cottage provides a fully separate living space with its own kitchen, bedroom, and bath-an exceptional value-add for maximizing rental income or accommodating extended stays. Outdoor living is equally compelling, with a private backyard retreat featuring a deck and hot tub, offering a relaxing escape after a day at the beach. Positioned in one of Florida's most desirable coastal markets, this property presents a rare combination of lifestyle, flexibility, and income potential-ideal as a primary residence, second home, or strategic investment opportunity.